LastEMI Blog
Honest, math-backed guides to help you pay off your loans faster.
Transferring Your Home Loan: How to Save ₹2 Lakh in Interest
Learn how to transfer your home loan and calculate your interest savings using our home loan balance transfer calculator.
Claiming ₹1.5 Lakh Tax Deduction on Education Loan Interest
Learn how to claim tax benefits on your education loan interest and calculate your tax savings using our education loan tax benefit calculator.
Consolidating Multiple Personal Loans: A Step-by-Step Guide to Saving ₹20,000
Discover how to consolidate multiple personal loans and calculate your savings using our personal loan payoff calculator.
Prepaying Your Car Loan: How You Can Save ₹50,000 in Interest
Discover the benefits of prepaying your car loan and calculate your savings using our car loan prepayment calculator.
Save ₹15,000 on Your Car Loan: Balance Transfer Benefits Explained
Discover the benefits of car loan balance transfer and save up to ₹15,000. Learn how to use our balance transfer calculator to find the best option.
Pay Off ₹2 Lakh Credit Card Debt in 6 Months: Consolidation Strategies
Learn how to consolidate your credit card debt and pay it off quickly. Use our credit card payoff calculator to find the best strategy.
Home Loan Tax Filing 2026: Claim Every Deduction Before March 31
The financial year ends March 31. Here is exactly what to file, in what order, to maximize your home loan tax benefits before the deadline.
Personal Loan Prepayment Penalty in 2026: How to Save ₹20,000
Understand the personal loan prepayment penalty in 2026 and learn how to save up to ₹20,000. Use our prepayment calculator to plan your finances.
RBI Repo Rate at 5.25%: How It Affects Your ₹50 Lakh Home Loan EMI
Understand the impact of RBI's repo rate on your home loan EMI and plan your finances accordingly. Use our EMI calculator to find out how much you can save.
Reduce EMI or Reduce Tenure After Part Payment — The Verdict With Real Numbers
When your bank asks whether to reduce EMI or tenure after a part payment, most borrowers guess. We run the exact numbers on a ₹50L loan so you never have to guess again.
5 Tax-Saving Investments for Loan Borrowers to Reduce EMI Burden
Discover the best tax-saving investments for loan borrowers and reduce your EMI burden. Learn how to save up to ₹1.5 lakhs in taxes.